Occupational pension

Accumulating assets to maintain standard of living in old age.

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Updated on 27.03.2025

Learning form

text or video based

Media form

digital

Lesson duration

1–2 lessons

Other languages

German, French, Italian

Type of school

USS

LCS

Preparation of class

Easy to use

Subject area

Labor, Employment & Economy, Personal finance, State, society & economic policy

Keywords

capital market, conversion rate, coordination deduction, distribution, fully-funded system, income, insurance, interest, pension fund, pension provision, pension, standard of living, three pillar concept

Overview

The unit addresses the occupational pension system, its objectives, how it functions and the challenges it faces.

A factsheet presents the basics.
Students work through the material in a set of practical tasks.

Learning objectives

Students can...

assess who pays how much in occupational pension contributions and who receives how much in pension;
interpret the deductions on a payslip and do their own calculations on that basis;
explain the principle of occupational pension funding and how it fits into the context of the overall economy;
describe the flows of income and expenditure in occupational pensions and briefly explain the main challenges.

Didactics

Didactic notes
Notes on the didactic approach and recommended teaching scenario.

Factsheet

Occupational pension
Factsheet containing information on the goals, functioning and challenges of the occupational pension (OP) system.

Worksheet

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Worksheet Exercises for the students to work through the knowledge acquired with the factsheet.	Download
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Additional information

Switzerland’s old-age insurance system: A tried-and-tested system – in simple terms

Federal Social Insurance Office (05.12.2023). The brochure of the FSIO provides you basic information on Switzerland's old-age insurance system. It focuses on the first and the second pillar (OASI and occupational pension).

www.bsv.admin.ch

Occupational pension explained

Vita Collective Foundations. The brochure explains the occupational pension in Switzerland. The included glossary enhances comprehension with key definitions.

www.vita.ch

Videos

Occupational pension: The second pillar and pension funds explained

Credits – Occupational pension

Concept:
Iconomix

Subject matter consultants:
Professor Christoph A. Schaltegger and Dr Melanie Häner, Institute for Swiss Economic Policy (IWP) at the University of Lucerne

Didactic consultant:
Dr Daniel Schmuki, Swiss Federal University for Vocational Education and Training SFUVET

Graphics:
clearbrand gmbh, Zurich

Translation & proofreading:
SNB Language Services