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The future of pension provision

Factsheet with task

The future of pension provision

The intergenerational contract put to the test.


This unit deals with the challenges facing the Swiss pension provision system and possible solutions.

  • A factsheet presents the basics.
  • Students work through the material in a set of practical tasks

Learning objectives

Students can …

  • explain the three pillar concept and in particular the difference between fully-funded and pay-as-you-go systems;
  • describe the flows of income and expenditure in the OASI and occupational pension systems;
  • summarise the challenges faced by the OASI and occupational pension systems;
  • on the basis of the challenges faced by the OASI and occupational pension systems deduce the possible solutions and critically question them;
  • compare and roughly assess alternative models for pension provision.



The future of retirement provision

The accompanying practical tasks enable students to get into the subject matter more easily. They also help students work through the content of the factsheet and go into it in more depth.


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Additional information


Credits – The future of pension provision


Subject matter consultants:
Professor Christoph A. Schaltegger and Dr Melanie Häner, Institute for Swiss Economic Policy (IWP) at the University of Lucerne

Didactic consultant:
Dr Daniel Schmuki, Swiss Federal University for Vocational Education and Training SFUVET

clearbrand gmbh, Zurich

Translation & proofreading:
SNB Language Services

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